Free PayNow QR Code Generator
A PayNow QR code lets people in Singapore pay you from their banking app. It can pay a mobile number, for personal payments, or a business UEN, for shops and companies.
PayNow QR code designs
Samples in built-in themes. Each one scans, and none leads to a real account. Pick one to start from it in the playground.
How to create a PayNow QR code
QRdx builds the code in the SGQR format that Singapore banking apps scan. Leave the amount empty for a code anyone can pay any amount, or set one and choose whether the payer may change it. A reference shows up with the payment, and an expiry date makes the code stop working after a given day.
- 1Choose whether the payment goes to a mobile number or a UEN, and enter it.
- 2Optionally add the name payers should see, an amount and a reference such as an invoice number.
- 3Set an expiry date if the code should only work for a while, for an invoice say.
- 4Scan the preview with your banking app to check the details, then download the code.
PayNow QR code format
Format
EMV TLV: 00 format · 01 static/dynamic · 26 PayNow account (SG.PAYNOW, proxy type, proxy, editable, expiry) · 52 0000 · 53 702 · 54 amount · 58 SG · 59 name · 60 Singapore · 62 reference · 63 CRCExample
00020101021226370009SG.PAYNOW010120210T00XX0000X03010520400005303702540512.505802SG5910Bloom Cafe6009Singapore62110107INV10246304F9D7- Proxy type 0 is a mobile number (+65 and 8 digits) and 2 is a UEN.
- A code with an amount or an expiry date is marked dynamic (point of initiation 12); others are static (11).
- The checksum is CRC16-CCITT over the whole payload, as in every EMV payment code.
PayNow QR code FAQ
Can I use PayNow with my personal mobile number?
Yes, if your number is registered for PayNow with your bank. Payers see the name your bank registered.
What does the expiry date do?
Banking apps refuse to pay the code after that day. Leave it empty for a code you print once and keep.
Does QRdx take a fee?
No. The money moves between the two banks through PayNow. QRdx only draws the code, in your browser.